Sussed lists every mortgage adviser in New Zealand, by region and district, and lets you ask one of them for an introduction. It costs you nothing, now or later. This page covers how to browse, what the cards and profiles show, what "verified" means, and what to do if you'd rather we picked someone for you.
Browsing
Start on the home page by choosing where you are, or open Find an adviser and work down: New Zealand, then a region, then a district. Each district shows how many advisers it holds. Advisers can work with clients anywhere in the country, so the district is about finding someone local, not a rule.
On any results page you can narrow the list by what you need help with, such as a first home or an investment property, and by language. The first keeps advisers who list a matching speciality, and leaves in advisers who haven't said either way: those who haven't claimed their profile, and those who claimed it without ticking any specialities. Some needs, such as buying a home or borrowing more, match every adviser. The second keeps only advisers who advise in that language.
What a card shows
Each adviser appears as a card with their name, their firm and the licence they advise under, a one-line headline if they've written one, the districts they take clients from, their languages, and how long they've been registered. Once an adviser has three published reviews, the card shows their average and how many reviewers would use them again. Two buttons: "View profile" and "Request an intro".
What "verified" means
A card marked Verified, with a date, belongs to an adviser who has claimed their profile. Before anything they write is shown, we check that the person claiming is the adviser the public record names. Everything they add after that, their photo, their description, their contact details, is marked "provided by the adviser" with the date they last changed it.
A card marked Unclaimed belongs to an adviser who hasn't joined Sussed yet. Their page shows only the public facts: their registered name, FSP number, the licence holder they advise under, and their business area, with the date those facts were taken from the Financial Service Providers Register. You can still request an introduction to them; Sending a request explains how that works.
The order of the results
Advisers appear in three groups: verified advisers who take new clients and cover the district, then other verified advisers, then advisers who haven't claimed their profile. Within a group, advisers with a complete profile who answer requests come first, and advisers on an equal footing take turns. Reviews don't change the order. How we roll has the full account.
The profile page
An adviser's page has their description, a facts list from the public record, a second list of everything they've added, their disclosure statement if they've linked one, their reviews with where each came from, and the button to request an introduction. Some things are never on a profile: nothing copied from the adviser's website, no rating without the number of reviews behind it, no fees unless the adviser has written a note about them, and no interest rates, because Sussed doesn't compare or recommend loans.
If you'd rather we chose
Press "Match me with an adviser" on any results page. Answer the same short questions, and your request goes to one verified adviser who covers your district and takes new clients. You'll see the same button on the card and page of an adviser who isn't taking new clients, and on the page of one whose book is full.
What it costs
Nothing. Advisers pay Sussed a fixed fee only if you go on to sign a loan offer with them, and that doesn't change what you pay the adviser, which is usually nothing: most are paid by the lender when your mortgage settles. Their disclosure statement, linked from a verified profile, says how they're paid.